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New Ford Car Finance Options

At Midway Ford Miami, we've had the good fortune to do business with drivers from all over the state of Florida. In our years of experience, we've learned that everyone has a different financial situation. 

To help work better with everyone, we've established an excellent finance department to offer Ford auto loan services that fit just about any needs. As you prepare to get behind the wheel of your new vehicle, learn more about what you should expect from the Ford car loan process. 

Most people who purchase a brand new Ford vehicle are looking to do so with the help of financing options. We'll work with you to get quick approvals for competitive Ford auto loans by leveraging our connections with multiple different sources both nationally and around Miami. 

Our Ford financing experts will weigh all the options directly from the manufacturer as well as from local Florida banks. Whether you get your loan from a bank in Kendall, Coral Gables, or somewhere else in the Miami area, we'll look into extended warranty programs and other services to protect your investment. 

Every Ford car loan we pursue is completely tailored to your exact situation, which helps us get you the most competitive offers available. If you have excellent credit, we can use it to find low financing rates that will minimize your exposure to interest. Even if you've struggled with credit in the past, we'll work hard to find a way to get you approved. 

A new car loan with a fair APR is an excellent way to help overcome past problems and start rebuilding your credit. 

Used Car Financing Options

If you're looking into a used car from Midway Ford Miami, we'll take that into account as you pursue your loan. By paying off your car quickly, you'll be able to have years left with your vehicle even after you're finished with the loan. 

Owning your car outright is a great feeling, and shorter loans may also be able to keep your interest rates down. Talk to our experts about what you can afford, and we'll work with you to create a customized financing plan! 

Getting a Ford auto loan is generally even easier when you choose to buy a used car because used cars are so much less expensive. If you don't have the best credit in the world, or if you just don't want to take out such a large loan, buying a used car can be a great way to get a more manageable loan. Since the total cost of a used car is smaller, the down payment and the monthly payments will both be smaller.

You may even be able to get a shorter loan since you won't have to repay as much money. One important consideration here is that you should think about how long you expect to keep your pre-owned vehicle. It's critical to make sure you can pay off your loan before you get rid of your car because otherwise you'll be making payments on a car you don't even drive anymore.

Ford Car Loan With Trade-in 

If you have a vehicle to use as a trade-in, you might be surprised how much it can help with your loan. 

Most loans require a down payment, and the money you get for your trade-in may be able to satisfy part or all of that requirement. Depending on the value of your trade-in, you may even be able to make an especially sizeable down payment, which will help you reduce the length of your loan and the amount of interest you pay. 

Our team at Midway Ford Miami will always give you top dollar for your trade to help with your next Ford car loan. Ford Auto Lease Options If you don't want to finance a new vehicle, you can still lease one. 

Leasing is a great way to get into the newest vehicles available and is an option for people who don't want to put a big loan on their credit. 

We'll work with you to find a down payment and monthly leasing cost that work with your budget. Best Ford Financing Miami At Midway Ford Miami, we're always trying to find the best car financing rates in Florida. 

Ford Auto Lease Options

If you don't want to finance a new vehicle, you can still lease one. Leasing is a great way to get into the newest vehicles available and is an option for people who don't want to put a big loan on their credit. We'll work with you to find a down payment and monthly leasing cost that work with your budget.

One of the nice things about a Ford auto lease is that you don't actually have to borrow money or take out a line of credit. There will be some money due at signing that you pay upfront, and you still have monthly payments, but you're essentially paying to borrow the car instead of owning it on loaned money. It's a similar concept to renting a house or apartment instead of taking out a mortgage to buy one. 

One important thing to think about with your Ford auto lease is who is responsible for the maintenance. If you lease a vehicle, you will likely be responsible for its upkeep expenses. 

If you don't keep up with the maintenance schedule recommended by the manufacturer, you may be subjected to penalties or additional fees. This should be easy to manage because the dealership will tell you how to manage your regular maintenance when you sign up for your lease.

Where to Get a Ford Auto Loan

There are many places to find Ford car financing options. Some people take out personal loans from an individual or look to online lenders for their Ford car finance loan. While it's good to consider all of your options to make sure you're getting the best car loan you possibly can, most people go to one of three sources:

    1. Banks - You might be able to take a loan directly from your regular bank. One downside to this is that banks often like to insist upon secured loans.

    2. Credit Unions - Credit unions often offer slightly lower interest rates than banks do, especially for people who have credit scores that are less than ideal. Unfortunately, these kinds of loans normally come with some of the same issues you might experience by working directly with a bank.

    3. Ford Auto Loan Experts - It makes sense that most people who want a Ford car loan will get it by working directly with the dealership. The staff at the dealership will be aware of all the best options for both new and used car loans, so they'll be able to help you navigate your choices and find a great deal. Whenever you go to the dealership to buy your new vehicle, simply tell the salesperson that you're going to want an auto loan to help pay for your vehicle. They'll be able to work with you to find something that fits with your credit, the money you have available for a down payment, and your ideal monthly payment.

Best Ford Financing Miami

At Midway Ford Miami, we're always trying to find the best car financing rates in Florida. You can count on our team to get the best loan options available. Get pre-approved to start the process today, or contact our experts if you have any questions!

How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Best "I never miss a payment!"

The Midway Ford loan process can help you find the best interest rate for your next vehicle purchase.

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Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Find Your Vehicle

OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.

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Not So Good "I need to rebuild my credit..."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Midway Ford finance team will put together a loan package that is tailored specifically for you.

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Our Financial Services Include:
  • Competitive rates direct from the manufacturer and local Florida banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!